Category Archives: Personal Finance

8 Tips to Save You Money in the 2012 Tax Season

Worried all tax saving options have been exhausted once the clock struck midnight on New Year’s Eve?  Yes, most money-saving options to defer income or claim deductions become a great deal more limited after December 31, there is still a … Continue reading

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Charitable Contributions Last Chance Before Year’s End!

We are getting closer and closer to year end and we are ready to help our most beloved charitable organizations but……do we know which of them qualify for deductions? Only the five following types of organizations can be qualified organizations … Continue reading

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Happy 4th of July and Happy New Start Towards Financial Freedom

July 4th is time of celebration and joy, we are a FREE COUNTRY, yes, let’s celebrate! How much free are we financially? Well…..July is also the best time to start with a Budget: Half of the year has passed, let’s … Continue reading

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Must-Know Rules for SIMPLE IRA Owner

Retirement Savings may seem complex and cumbersome armed with a bit of knowledge, you’ll have your nest-egg ready in no time.  Follow these guidelines for SIMPLE IRAs. You generally have to pay income tax on any distribution (amount withdrawn) from … Continue reading

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Have a Fun Memorial Day Weekend & Not Break the Bank

With Memorial Day Weekend upon us and beach weasther already here, its time to enjoy the season, celebrate some much needed time off and not break the bank.  Sounds like quite an exhausting task, with a bit of planning all … Continue reading

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The American Dream of Owning your own Home & How you Can Achieve it

Spring has arrived, the economy is picking up and we are back into finding the ways to conquer the American dream: “Owning your home”, and because we are all different, here are several alternatives that may help you: 1.     Budgeting and saving:  This is … Continue reading

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7 tips for Earth Day that are Wallet Friendly too!

Safety Razors – Giving up disposable razors for the old timey safety razor  is a great way to save money and the environment. The multi-packs of flat razor blades are inexpensive and the peace of mind that comes from not buying … Continue reading

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Easter on a Budget… How to save & still have a memorable holiday

1.  Don’t waste money painting & hiding a million eggs, for your kids:  Find a local Easter Egg Hunt, ask at your local church or community center for events they may have planned. Here is one for you New Yorkers: … Continue reading

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